Options

Choose an option that matches your financial goals. Whether you're cleaning up your books and selling paper, or arranging options for your borrowers to refinance their debt with you.

Options

Custom Solutions

Rescue Refi

For Borrowers

Loan Amount: Up to $75 Million

Duration: Up to 36 Months

Interest Rate: Varies

Bank Refi Option at Maturity

NPL Sale

For Lenders, Bankers, Special Asset Managers

Loan Amount: Up to $150 Million

Close In ~30 Days

Percentage of Face Value: Varies

Buyback Options Available

Custom Solution

TBD

Loan Amount: Up to $150 Million

Based On Needs

Creative Structure

Fast Closing

FAQS

Frequently Asked Questions

What services do you offer?

We offer creative rescue refinancing options for your borrowers, and non-performing loan and portfolio purchases.

What's the process?

It always starts with a quick conversation (by email or phone) regarding your needs and preferred option for meeting it.

What are the underwriting requirements?

It truly varies on a deal by deal basis. You may want to preserve a banking relationship with your customer, or clean your books of bad debt. Loan sizes, geography, and current terms vary so widely there definitely isn't a one-size-fits-all approach.

How long does it take to get approved?

We're fast. Nobody wins if the process isn't quick and efficient. We aim to give a quick yes/no in that first 15 minute conversation, followed by a term sheet within 48-72 hours.

What is the interest rate on your loans?

Because it's a custom solution, we aren't able to determine this up front. If it's first position refinancing, typically between 8 and 11% depending on factors. 2nd position is 13-16%, and equity is 20% plus. Again, this is all determined within the first 72 hours.

Are there prepayment penalties?

Not typically.

Is there a minimum interest requirement?

Usually yes. We try to keep it low, but we need some commitment from the borrower that they aren't putting us through underwriting for a week's worth of interest.

What if we wish to reclaim the loan?

We can build in buy-back options so you can take the loan back should circumstances improve.

We are committed to providing clear, accessible, and reliable lending solutions. Our goal is to help bankers, lenders, and special asset managers achieve their financial objectives with options to preserve customer relationships.

Our Services

Commercial Real Estate Loans

Commercial Asset Refinances

NPL Acquisitions

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